The quick reply is, “most likely not,” Whereas many insurance coverage corporations don’t straight cowl the price of Weight Watchers or comparable packages, they typically provide entry to discounted memberships or embody them as a part of wellness packages designed to encourage more healthy existence.
For instance, insurers like Aetna, Blue Cross Blue Defend, United Healthcare, and Cigna present members with reductions or particular affords by way of their wellness or rewards packages. These initiatives purpose to help members in reaching their weight reduction targets by making it extra inexpensive to hitch packages that promote wholesome consuming habits and common bodily exercise.
Tip: Insurance coverage corporations provide myriad plans. Test your particular person plan particulars or contact your insurance coverage supplier straight to grasp the precise advantages and reductions obtainable to you concerning weight reduction and wellness packages
Right here’s at present’s finest membership promotion (view all) plus extra information about whether or not standard medical insurance corporations together with Aetna, Cigna, Blue Cross, and United Healthcare cowl WW or comparable weight reduction and wellness packages.
Does insurance coverage cowl WW? Aetna | Cigna | United Healthcare | Blue Cross
Aetna:
Aetna doesn’t straight cowl the price of Weight Watchers or comparable weight administration packages as a part of its medical insurance advantages. Nonetheless, Aetna members would possibly catch a break with entry to reductions for these packages. By Aetna’s health benefits, you possibly can faucet into financial savings on standard weight-loss packages and meal plans, probably together with Weight Watchers.
This setup means you’re a extra wallet-friendly technique to kickstart or preserve your weight reduction journey with out direct protection. It’s like Aetna’s supplying you with a nudge in direction of a more healthy you, simply with out footing the invoice upfront. So, when you gained’t see Aetna overlaying your Weight Watchers membership charges straight, these particular well being and wellness reductions are fairly candy!
Associated: Is Noom covered by insurance?
Cigna:
Cigna affords a Wholesome Rewards® program, which incorporates special discounts on numerous packages and companies aimed toward well being and wellness, comparable to Weight Watchers®, Jenny Craig®, and extra, to assist improve your well being journey.
Whereas Cigna covers weight reduction surgical procedure underneath most insurance policies, the protection for weight reduction packages like Weight Watchers could primarily come within the type of reductions relatively than direct insurance coverage protection. This strategy is designed to make participation in these packages extra inexpensive, encouraging wholesome way of life adjustments.
United Healthcare:
UnitedHealthcare doesn’t straight cowl the price of Weight Watchers or comparable weight reduction packages. Nonetheless, they provide a program referred to as Real Appeal, which is designed to assist members construct more healthy habits throughout key areas comparable to vitamin, health, sleep, and stress administration at no extra price to eligible members and dependents as a part of their well being plan advantages.
This program contains help from an internet well being coach, digital instruments to trace meals and exercise, and a Success Equipment to kick-start the well being journey. UnitedHealthcare also provides a variety of wellness and rewards programs to support and motivate members to maintain their health, which could indirectly support weight loss goals
Tip: You might find WW membership offers even better than those promoted by your insurance company listed here. Look for 3 free months or be part of for as little as $10 per month with bonuses like a free scale or cookbook. Teams like teachers, healthcare workers, NYC employees, and students can also qualify for a particular low cost membership.
Blue Cross Blue Defend
Blue Cross Blue Defend (BCBS) members may not have direct protection for Weight Watchers or comparable weight reduction packages, however there’s a silver lining. By the Blue365 program, BCBS affords members special discounts on well being and wellness companies, which might embody Weight Watchers, Nutrisystem, and Noom.
This implies whereas BCBS doesn’t cowl the fee upfront, they make it extra budget-friendly to entry these packages. Primarily, BCBS is in your aspect for weight administration, providing a supportive nudge in direction of more healthy habits by making them extra accessible by way of reductions. So, for those who’re seeking to be part of Weight Watchers, it’s price testing the Blue365 offers to avoid wasting money whereas pursuing your well being targets
Your WW Membership is In all probability Not Lined or Reimbursed by Insurance coverage
So, in conclusion, whereas your insurance coverage firm most likely doesn’t straight cowl the cost of WW, they do provide many wellness discounts and advantages together with as much as 50% off gymnasium or WW membership.
*Featured wellness coupons and offers: Byte $200 off, Try Noom Free, Factor 75 Meals, Adam and Eve 50% Off
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